贷 🔊

网络内容摘要 (Web Content Summary):

“贷”（拼音：dài）是现代汉语常用字，属于一级通用规范汉字。 "贷" (pinyin: dài) is a commonly used Chinese character, classified as a Level-1 General Standard Character in modern Chinese.

• 核心含义： 最初的意思是“给予、施予”，后来引申为“借出、借入”，现代多指“贷款”或“借贷”。 Core meaning: The original meaning is “to give or bestow”. It later extended to “to lend or borrow,” and today often means “loan” or “lending and borrowing”.
• 结构与字源： “贷”是形声字，左边的“贝”表示与钱财有关，右边的“代”表示发音。最早见于《说文解字》小篆和《左传》等古籍。 Structure and etymology: “贷” is a phono-semantic compound: the “贝” on the left indicates relation to money or valuables, while “代” on the right hints at pronunciation. The character appears in early works such as Shuowen Jiezi and Zuo Zhuan.
• 特别用法及易混点： “贷”有宽恕、推卸的引申义，但现代主要用在金融领域，例如“贷款（loan）”、“信贷（credit）”。易与“代”（to substitute; generation）混淆，但两者含义和用法不同。 Special uses and possible confusion: “贷” can also mean “to pardon” or “to shift responsibility” in extended senses, but is now mostly used in finance (e.g., "贷款" loan, "信贷" credit). It is sometimes confused with “代” (to substitute; generation), but their meanings and use are distinct.

常用词语： 贷款、信贷、借贷。 Common words: 贷款 (dàikuǎn, loan), 信贷 (xìndài, credit), 借贷 (jièdài, lending and borrowing).

字源和文化背景资料较为有限，如需进一步了解请查阅专业字源工具。 Etymology and cultural background information are somewhat limited; for more detail, consult specialized etymological references.